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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,695 | $106,280+126.5% | $96,538+149.3% | $139,487+72.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.00% | 38.48%-28.5pp | 35.74%-25.7pp | 373.84%-363.8pp |
| Employer contribution / active EE | $3,222 | $4,107-21.6% | $3,740-13.9% | $4,755-32.2% |
| Participant deferral / active EE | $298 | $5,457-94.5% | $4,880-93.9% | $6,713-95.6% |
| Admin fee / account holder | $159,989 | $7,888+1928.3% | $6,737+2274.7% | $11,407+1302.5% |