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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,857 | $115,814+65.7% | $101,275+89.4% | $158,982+20.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.48% | 56.16%-44.7pp | 46.48%-35.0pp | 302.99%-291.5pp |
| Employer contribution / active EE | $16,727 | $4,176+300.6% | $3,660+357.0% | $4,763+251.2% |
| Participant deferral / active EE | $5,231 | $4,958+5.5% | $4,371+19.7% | $5,983-12.6% |
| Admin fee / account holder | $2,172 | $7,249-70.0% | $5,948-63.5% | $11,252-80.7% |