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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,470 | $95,917-94.3% | $79,583-93.1% | $134,545-95.9% |
| Participation rate | 78.6% | 75.0%+3.5pp | 69.5%+9.1pp | 81.2%-2.7pp |
| Annual return | -35.34% | -2.70%-32.6pp | 0.16%-35.5pp | 418.37%-453.7pp |
| Employer contribution / active EE | $1,610 | $3,129-48.6% | $2,414-33.3% | $4,742-66.1% |
| Participant deferral / active EE | $1,741 | $4,694-62.9% | $3,986-56.3% | $6,401-72.8% |
| Admin fee / account holder | $804 | $9,132-91.2% | $6,835-88.2% | $11,431-93.0% |