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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,470 | $95,867-94.3% | $79,551-93.1% | $134,493-95.9% |
| Participation rate | 78.6% | 75.0%+3.5pp | 69.5%+9.1pp | 81.2%-2.7pp |
| Annual return | -35.34% | -2.73%-32.6pp | 0.14%-35.5pp | 418.01%-453.4pp |
| Employer contribution / active EE | $1,610 | $3,128-48.5% | $2,413-33.3% | $4,740-66.0% |
| Participant deferral / active EE | $1,741 | $4,692-62.9% | $3,985-56.3% | $6,400-72.8% |
| Admin fee / account holder | $804 | $9,127-91.2% | $6,833-88.2% | $11,425-93.0% |