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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,854 | $102,385-50.3% | $147,080-65.4% | $80,935-37.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 24.42% | 135.09%-110.7pp | 420.17%-395.7pp | 35.66%-11.2pp |
| Employer contribution / active EE | $2,327 | $3,717-37.4% | $4,933-52.8% | $2,757-15.6% |
| Participant deferral / active EE | $3,465 | $6,651-47.9% | $8,066-57.0% | $4,299-19.4% |
| Admin fee / account holder | $809 | $7,951-89.8% | $12,989-93.8% | $6,924-88.3% |