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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,136 | $138,076-63.7% | $123,553-59.4% | $135,380-63.0% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -9.38% | 153.70%-163.1pp | 119.21%-128.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $2,600 | $5,152-49.5% | $4,628-43.8% | $4,779-45.6% |
| Participant deferral / active EE | $4,231 | $6,800-37.8% | $6,426-34.2% | $5,609-24.6% |
| Admin fee / account holder | $618 | $10,917-94.3% | $9,284-93.3% | $10,828-94.3% |