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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,528 | $102,382-18.4% | $147,005-43.2% | $80,874+3.3% |
| Participation rate | 82.0% | 75.8%+6.1pp | 82.2%-0.2pp | 67.6%+14.3pp |
| Annual return | 15.32% | 134.89%-119.6pp | 418.76%-403.4pp | 35.62%-20.3pp |
| Employer contribution / active EE | $4,149 | $3,715+11.7% | $4,934-15.9% | $2,756+50.6% |
| Participant deferral / active EE | $8,663 | $6,646+30.3% | $8,070+7.3% | $4,297+101.6% |
| Admin fee / account holder | $3,081 | $7,942-61.2% | $13,006-76.3% | $6,935-55.6% |