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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,453 | $82,678-26.9% | $125,391-51.8% | $68,490-11.7% |
| Participation rate | 60.5% | 75.1%-14.5pp | 82.4%-21.9pp | 67.9%-7.4pp |
| Annual return | -12.60% | -5.97%-6.6pp | 572.41%-585.0pp | -7.85%-4.7pp |
| Employer contribution / active EE | $1,802 | $3,382-46.7% | $4,816-62.6% | $2,597-30.6% |
| Participant deferral / active EE | $3,412 | $6,111-44.2% | $7,448-54.2% | $4,028-15.3% |
| Admin fee / account holder | $1,454 | $6,277-76.8% | $10,009-85.5% | $5,403-73.1% |