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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,266 | $110,212-42.6% | $96,534-34.5% | $139,466-54.6% |
| Participation rate | 58.8% | 78.1%-19.3pp | 76.0%-17.2pp | 80.3%-21.5pp |
| Annual return | 17.77% | 26.42%-8.6pp | 25.88%-8.1pp | 373.66%-355.9pp |
| Employer contribution / active EE | $2,795 | $3,620-22.8% | $2,965-5.7% | $4,754-41.2% |
| Participant deferral / active EE | $4,624 | $5,547-16.6% | $4,851-4.7% | $6,712-31.1% |
| Admin fee / account holder | $1,861 | $11,599-84.0% | $8,253-77.5% | $11,409-83.7% |