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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,314 | $162,821-82.0% | $133,978-78.1% | $158,982-81.6% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 26.71% | 41.95%-15.2pp | 45.10%-18.4pp | 302.99%-276.3pp |
| Employer contribution / active EE | $3,419 | $4,976-31.3% | $3,919-12.8% | $4,763-28.2% |
| Participant deferral / active EE | $5,225 | $5,910-11.6% | $5,047+3.5% | $5,983-12.7% |
| Admin fee / account holder | $801 | $11,742-93.2% | $8,930-91.0% | $11,252-92.9% |