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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,764 | $117,895+2.4% | $102,460+17.9% | $145,897-17.2% |
| Participation rate | 53.3% | 78.6%-25.3pp | 76.5%-23.2pp | 80.3%-27.0pp |
| Annual return | 27.14% | 31.92%-4.8pp | 29.47%-2.3pp | 552.29%-525.1pp |
| Employer contribution / active EE | $2,698 | $3,619-25.5% | $3,025-10.8% | $4,663-42.1% |
| Participant deferral / active EE | $5,737 | $5,7360% | $5,056+13.5% | $6,689-14.2% |
| Admin fee / account holder | $7,053 | $13,353-47.2% | $9,460-25.4% | $13,390-47.3% |