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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,370 | $167,353-63.3% | $143,797-57.3% | $134,545-54.4% |
| Participation rate | 82.6% | 84.8%-2.2pp | 80.3%+2.3pp | 81.2%+1.4pp |
| Annual return | -18.69% | 0.48%-19.2pp | -0.04%-18.6pp | 418.37%-437.1pp |
| Employer contribution / active EE | $3,146 | $5,620-44.0% | $4,952-36.5% | $4,742-33.7% |
| Participant deferral / active EE | $6,729 | $6,447+4.4% | $5,638+19.3% | $6,401+5.1% |
| Admin fee / account holder | $10,082 | $18,096-44.3% | $14,679-31.3% | $11,431-11.8% |