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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,559 | $198,457-89.1% | $170,435-87.4% | $147,586-85.4% |
| Participation rate | 60.0% | 88.0%-28.0pp | 83.6%-23.6pp | 82.8%-22.8pp |
| Annual return | 32.18% | 257.30%-225.1pp | 205.94%-173.8pp | 578.59%-546.4pp |
| Employer contribution / active EE | $1,829 | $6,183-70.4% | $5,432-66.3% | $4,876-62.5% |
| Participant deferral / active EE | $4,546 | $5,629-19.2% | $4,939-8.0% | $5,439-16.4% |
| Admin fee / account holder | $296 | $16,852-98.2% | $13,881-97.9% | $10,886-97.3% |