Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,347 | $72,272-82.9% | $101,264-87.8% | $79,858-84.5% |
| Participation rate | 39.1% | 68.5%-29.3pp | 75.8%-36.7pp | 69.6%-30.5pp |
| Annual return | 17.78% | 22.30%-4.5pp | 46.48%-28.7pp | 31.72%-13.9pp |
| Employer contribution / active EE | $725 | $2,692-73.1% | $3,660-80.2% | $2,471-70.6% |
| Participant deferral / active EE | $877 | $3,282-73.3% | $4,370-79.9% | $3,740-76.6% |
| Admin fee / account holder | $637 | $4,401-85.5% | $5,947-89.3% | $5,306-88.0% |