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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,609 | $82,678-65.4% | $125,391-77.2% | $68,490-58.2% |
| Participation rate | 88.9% | 75.1%+13.8pp | 82.4%+6.5pp | 67.9%+21.0pp |
| Annual return | -17.37% | -5.97%-11.4pp | 572.41%-589.8pp | -7.85%-9.5pp |
| Employer contribution / active EE | $600 | $3,382-82.3% | $4,816-87.5% | $2,597-76.9% |
| Participant deferral / active EE | $2,634 | $6,111-56.9% | $7,448-64.6% | $4,028-34.6% |
| Admin fee / account holder | $7,795 | $6,277+24.2% | $10,009-22.1% | $5,403+44.3% |