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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,710 | $138,076-80.7% | $123,553-78.4% | $135,380-80.3% |
| Participation rate | 94.1% | 84.7%+9.4pp | 82.3%+11.8pp | 82.6%+11.5pp |
| Annual return | -9.56% | 153.70%-163.3pp | 119.21%-128.8pp | 519.81%-529.4pp |
| Employer contribution / active EE | $6,735 | $5,152+30.7% | $4,628+45.5% | $4,779+40.9% |
| Participant deferral / active EE | $3,788 | $6,800-44.3% | $6,426-41.1% | $5,609-32.5% |
| Admin fee / account holder | $1,511 | $10,917-86.2% | $9,284-83.7% | $10,828-86.0% |