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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,908 | $91,198+43.5% | $178,503-26.7% | $79,856+63.9% |
| Participation rate | 93.9% | 69.2%+24.7pp | 81.9%+12.0pp | 69.6%+24.3pp |
| Annual return | 14.62% | 24.20%-9.6pp | 151.12%-136.5pp | 31.71%-17.1pp |
| Employer contribution / active EE | $2,132 | $3,257-34.5% | $5,011-57.5% | $2,471-13.7% |
| Participant deferral / active EE | $6,708 | $3,237+107.3% | $5,202+29.0% | $3,741+79.3% |
| Admin fee / account holder | $377 | $6,748-94.4% | $13,987-97.3% | $5,306-92.9% |