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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,732 | $59,813-67.0% | $79,580-75.2% | $68,486-71.2% |
| Participation rate | 35.2% | 61.1%-25.9pp | 69.5%-34.3pp | 67.9%-32.7pp |
| Annual return | -5.97% | -12.30%+6.3pp | 0.15%-6.1pp | -7.85%+1.9pp |
| Employer contribution / active EE | $644 | $1,505-57.2% | $2,413-73.3% | $2,597-75.2% |
| Participant deferral / active EE | $1,974 | $3,024-34.7% | $3,985-50.5% | $4,028-51.0% |
| Admin fee / account holder | $179 | $4,835-96.3% | $6,835-97.4% | $5,404-96.7% |