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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,623 | $93,064+201.5% | $74,577+276.3% | $273,972+2.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 8.60% | 26.18%-17.6pp | 20.47%-11.9pp | 41.46%-32.9pp |
| Employer contribution / active EE | $21,725 | $3,160+587.5% | $2,525+760.3% | $4,869+346.2% |
| Participant deferral / active EE | $14,400 | $4,160+246.1% | $3,458+316.4% | $5,287+172.4% |
| Admin fee / account holder | $1,179 | $5,273-77.7% | $4,138-71.5% | $10,133-88.4% |