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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,130 | $84,518+166.4% | $67,704+232.5% | $125,389+79.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -4.12% | 2.57%-6.7pp | 25.41%-29.5pp | 282.24%-286.4pp |
| Employer contribution / active EE | $18,400 | $3,292+458.9% | $2,559+618.9% | $4,866+278.1% |
| Participant deferral / active EE | $14,400 | $4,430+225.1% | $3,585+301.6% | $5,352+169.1% |
| Admin fee / account holder | $1,040 | $5,340-80.5% | $4,255-75.6% | $9,541-89.1% |