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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,995 | $156,398-73.1% | $147,318-71.5% | $138,895-69.8% |
| Participation rate | 52.4% | 83.8%-31.4pp | 82.1%-29.7pp | 79.9%-27.5pp |
| Annual return | 23.00% | 78.75%-55.8pp | 70.43%-47.4pp | 145.39%-122.4pp |
| Employer contribution / active EE | $1,495 | $4,853-69.2% | $4,593-67.4% | $4,194-64.3% |
| Participant deferral / active EE | $4,527 | $8,237-45.0% | $7,906-42.7% | $6,396-29.2% |
| Admin fee / account holder | $4,077 | $14,976-72.8% | $13,708-70.3% | $12,562-67.5% |