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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,644 | $56,200-11.7% | $67,653-26.6% | $59,633-16.8% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -3.05% | 18506.71%-18509.8pp | 6625.22%-6628.3pp | 2041.40%-2044.4pp |
| Employer contribution / active EE | $1,858 | $1,615+15.1% | $2,266-18.0% | $2,203-15.7% |
| Participant deferral / active EE | $4,461 | $2,843+56.9% | $3,560+25.3% | $3,192+39.8% |
| Admin fee / account holder | $2,076 | $3,959-47.6% | $4,821-56.9% | $4,297-51.7% |