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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,549 | $58,587-30.8% | $83,322-51.3% | $64,173-36.8% |
| Participation rate | 96.8% | 72.0%+24.8pp | 77.8%+19.0pp | 69.6%+27.2pp |
| Annual return | -1.55% | 9.65%-11.2pp | 10.64%-12.2pp | 7.63%-9.2pp |
| Employer contribution / active EE | $1,492 | $2,098-28.9% | $3,379-55.8% | $2,381-37.3% |
| Participant deferral / active EE | $3,212 | $4,654-31.0% | $5,565-42.3% | $3,470-7.4% |
| Admin fee / account holder | $683 | $9,279-92.6% | $7,540-90.9% | $4,887-86.0% |