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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $43,579 |
Filed as: GLOBAL RETIREMENT PARTNERS, LLC Service code 27 · EIN 47-1411118 | Advisory (Plan) | $35,226 |
CARON & BLETZER, PLLC5 years Service code 10 · EIN 04-3499945 | Accounting | $5,750 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,565 | $111,608+21.5% | $177,848-23.8% | $73,412+84.7% |
| Participation rate | 98.8% | 87.9%+11.0pp | 87.7%+11.1pp | 72.2%+26.7pp |
| Annual return | 13.61% | 18.23%-4.6pp | 48.33%-34.7pp | 59.30%-45.7pp |
| Employer contribution / active EE | $5,763 | $3,796+51.8% | $5,919-2.6% | $2,234+158.0% |
| Participant deferral / active EE | $9,577 | $6,199+54.5% | $7,714+24.2% | $3,806+151.6% |
| Admin fee / account holder | $94 | $166-43.5% | $12,431-99.2% | $158-40.8% |