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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,708 | $72,273-16.0% | $101,275-40.1% | $79,856-24.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 21.79% | 22.30%-0.5pp | 46.48%-24.7pp | 31.71%-9.9pp |
| Employer contribution / active EE | $2,794 | $2,691+3.8% | $3,660-23.7% | $2,471+13.0% |
| Participant deferral / active EE | $5,922 | $3,282+80.5% | $4,371+35.5% | $3,741+58.3% |
| Admin fee / account holder | $718 | $4,401-83.7% | $5,948-87.9% | $5,306-86.5% |