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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,847 | $65,364-16.1% | $92,909-41.0% | $72,975-24.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 23.36% | 42.11%-18.7pp | 109.44%-86.1pp | 81.01%-57.7pp |
| Employer contribution / active EE | $592 | $2,594-77.2% | $3,653-83.8% | $2,440-75.7% |
| Participant deferral / active EE | $6,198 | $3,128+98.1% | $4,238+46.2% | $3,608+71.8% |
| Admin fee / account holder | $1,113 | $4,251-73.8% | $5,795-80.8% | $5,124-78.3% |