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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,293 | $239,571-77.3% | $183,328-70.4% | $137,256-60.4% |
| Participation rate | 81.3% | 82.4%-1.2pp | 77.3%+3.9pp | 80.0%+1.3pp |
| Annual return | 18.16% | 35.69%-17.5pp | 29.67%-11.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,111 | $6,148-81.9% | $5,055-78.0% | $4,156-73.3% |
| Participant deferral / active EE | $3,437 | $7,995-57.0% | $6,795-49.4% | $6,407-46.3% |
| Admin fee / account holder | $6,287 | $30,059-79.1% | $21,427-70.7% | $12,270-48.8% |