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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,293 | $282,059-80.8% | $213,469-74.6% | $154,746-64.9% |
| Participation rate | 81.3% | 82.7%-1.4pp | 77.1%+4.1pp | 80.7%+0.5pp |
| Annual return | 18.16% | 20.90%-2.7pp | 20.58%-2.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,111 | $6,189-82.0% | $4,994-77.8% | $4,379-74.6% |
| Participant deferral / active EE | $3,437 | $8,186-58.0% | $6,841-49.8% | $6,730-48.9% |
| Admin fee / account holder | $6,287 | $37,435-83.2% | $27,141-76.8% | $14,365-56.2% |