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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,297 | $106,524+14.8% | $152,301-19.7% | $87,485+39.8% |
| Participation rate | 65.9% | 75.8%-9.9pp | 82.4%-16.6pp | 68.9%-3.1pp |
| Annual return | 17.59% | 26.89%-9.3pp | 80.50%-62.9pp | 26.06%-8.5pp |
| Employer contribution / active EE | $4,045 | $3,371+20.0% | $4,624-12.5% | $2,596+55.8% |
| Participant deferral / active EE | $9,579 | $6,525+46.8% | $8,004+19.7% | $4,274+124.2% |
| Admin fee / account holder | $9 | $8,287-99.9% | $14,398-99.9% | $7,775-99.9% |