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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,544 | $165,399-36.8% | $149,745-30.2% | $158,982-34.2% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 18.89% | 348.34%-329.4pp | 276.72%-257.8pp | 302.99%-284.1pp |
| Employer contribution / active EE | $3,196 | $5,105-37.4% | $4,646-31.2% | $4,763-32.9% |
| Participant deferral / active EE | $6,966 | $7,183-3.0% | $6,843+1.8% | $5,983+16.4% |
| Admin fee / account holder | $1,333 | $10,811-87.7% | $9,312-85.7% | $11,252-88.2% |