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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,638 | $86,922-50.9% | $102,438-58.4% | $80,874-47.3% |
| Participation rate | 52.6% | 72.4%-19.8pp | 76.5%-23.9pp | 67.6%-15.0pp |
| Annual return | 197.93% | 18.90%+179.0pp | 29.37%+168.6pp | 35.62%+162.3pp |
| Employer contribution / active EE | $534 | $2,369-77.5% | $3,024-82.3% | $2,756-80.6% |
| Participant deferral / active EE | $2,019 | $4,119-51.0% | $5,054-60.1% | $4,297-53.0% |
| Admin fee / account holder | $132 | $8,050-98.4% | $9,448-98.6% | $6,935-98.1% |