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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,332 | $75,959-46.9% | $154,114-73.8% | $64,181-37.2% |
| Participation rate | 84.6% | 70.4%+14.2pp | 83.0%+1.6pp | 69.6%+15.0pp |
| Annual return | -9.40% | 30.32%-39.7pp | 735.16%-744.6pp | 7.63%-17.0pp |
| Employer contribution / active EE | $1,805 | $3,350-46.1% | $5,298-65.9% | $2,381-24.2% |
| Participant deferral / active EE | $3,810 | $3,175+20.0% | $5,081-25.0% | $3,470+9.8% |
| Admin fee / account holder | $997 | $5,589-82.2% | $13,411-92.6% | $4,887-79.6% |