Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,090 | $72,404-65.3% | $110,243-77.2% | $64,173-60.9% |
| Participation rate | 53.8% | 73.3%-19.5pp | 79.8%-26.0pp | 69.6%-15.7pp |
| Annual return | 9.89% | -6.29%+16.2pp | 314.76%-304.9pp | 7.63%+2.3pp |
| Employer contribution / active EE | $295 | $2,282-87.1% | $3,827-92.3% | $2,381-87.6% |
| Participant deferral / active EE | $2,682 | $3,469-22.7% | $4,672-42.6% | $3,470-22.7% |
| Admin fee / account holder | $742 | $5,664-86.9% | $8,548-91.3% | $4,887-84.8% |