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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,047 | $138,102-64.5% | $125,381-60.9% | $134,532-63.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.92% | 750.73%-774.6pp | 572.31%-596.2pp | 418.27%-442.2pp |
| Employer contribution / active EE | $2,975 | $5,245-43.3% | $4,815-38.2% | $4,741-37.3% |
| Participant deferral / active EE | $10,088 | $7,801+29.3% | $7,448+35.5% | $6,401+57.6% |
| Admin fee / account holder | $965 | $11,568-91.7% | $10,007-90.4% | $11,429-91.6% |