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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,390 | $99,875-33.5% | $146,866-54.8% | $86,983-23.7% |
| Participation rate | 73.0% | 75.8%-2.8pp | 82.5%-9.5pp | 69.5%+3.4pp |
| Annual return | 29.51% | 28.10%+1.4pp | 102.85%-73.3pp | 25.83%+3.7pp |
| Employer contribution / active EE | $2,771 | $3,224-14.1% | $4,425-37.4% | $2,584+7.2% |
| Participant deferral / active EE | $6,210 | $6,322-1.8% | $7,759-20.0% | $4,194+48.1% |
| Admin fee / account holder | $1,700 | $7,838-78.3% | $13,620-87.5% | $7,856-78.4% |