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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,298 | $176,120-87.3% | $159,487-86.0% | $167,553-86.7% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 92.63% | 331.95%-239.3pp | 263.71%-171.1pp | 478.89%-386.3pp |
| Employer contribution / active EE | $2,438 | $5,299-54.0% | $4,831-49.5% | $4,840-49.6% |
| Participant deferral / active EE | $4,976 | $7,752-35.8% | $7,354-32.3% | $6,343-21.5% |
| Admin fee / account holder | $1,258 | $12,561-90.0% | $10,804-88.4% | $12,316-89.8% |