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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,779 | $150,446-38.3% | $136,297-31.9% | $147,585-37.1% |
| Participation rate | 72.7% | 84.4%-11.7pp | 81.9%-9.2pp | 82.8%-10.1pp |
| Annual return | 17.35% | 1049.14%-1031.8pp | 5156.19%-5138.8pp | 578.58%-561.2pp |
| Employer contribution / active EE | $2,749 | $5,256-47.7% | $4,696-41.5% | $4,876-43.6% |
| Participant deferral / active EE | $5,949 | $6,631-10.3% | $6,247-4.8% | $5,439+9.4% |
| Admin fee / account holder | $1,608 | $10,906-85.3% | $9,244-82.6% | $10,886-85.2% |