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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,332 | $135,956-33.6% | $123,894-27.1% | $273,972-67.0% |
| Participation rate | 53.3% | 84.1%-30.7pp | 81.4%-28.1pp | 83.0%-29.7pp |
| Annual return | 7.09% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.4pp |
| Employer contribution / active EE | $1,772 | $5,170-65.7% | $4,617-61.6% | $4,869-63.6% |
| Participant deferral / active EE | $3,623 | $6,343-42.9% | $5,984-39.5% | $5,287-31.5% |
| Admin fee / account holder | $15,719 | $9,817+60.1% | $8,357+88.1% | $10,133+55.1% |