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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,981 | $82,674+16.1% | $125,381-23.4% | $68,486+40.1% |
| Participation rate | 96.4% | 75.1%+21.4pp | 82.4%+14.0pp | 67.9%+28.5pp |
| Annual return | -13.76% | -5.97%-7.8pp | 572.31%-586.1pp | -7.85%-5.9pp |
| Employer contribution / active EE | $4,086 | $3,382+20.8% | $4,815-15.1% | $2,597+57.4% |
| Participant deferral / active EE | $10,679 | $6,111+74.8% | $7,448+43.4% | $4,028+165.2% |
| Admin fee / account holder | $5,090 | $6,277-18.9% | $10,007-49.1% | $5,404-5.8% |