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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,858 | $98,766-10.0% | $149,730-40.7% | $79,852+11.3% |
| Participation rate | 95.1% | 75.8%+19.3pp | 82.5%+12.6pp | 69.6%+25.4pp |
| Annual return | 15.45% | 27.43%-12.0pp | 276.70%-261.2pp | 31.72%-16.3pp |
| Employer contribution / active EE | $3,839 | $3,217+19.3% | $4,645-17.4% | $2,471+55.4% |
| Participant deferral / active EE | $9,878 | $5,681+73.9% | $6,843+44.4% | $3,740+164.1% |
| Admin fee / account holder | $13,199 | $6,052+118.1% | $9,310+41.8% | $5,306+148.7% |