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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,509 | $99,011-65.1% | $86,582-60.1% | $147,586-76.6% |
| Participation rate | 62.5% | 76.3%-13.8pp | 73.5%-11.0pp | 82.8%-20.3pp |
| Annual return | 15.15% | 1312.75%-1297.6pp | 965.08%-949.9pp | 578.59%-563.4pp |
| Employer contribution / active EE | $3,729 | $3,132+19.1% | $2,839+31.3% | $4,876-23.5% |
| Participant deferral / active EE | $2,112 | $3,972-46.8% | $3,609-41.5% | $5,439-61.2% |
| Admin fee / account holder | $1,508 | $5,709-73.6% | $4,904-69.2% | $10,886-86.1% |