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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,622 | $90,486-62.8% | $78,676-57.3% | $273,972-87.7% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 8.80% | 75.62%-66.8pp | 62.19%-53.4pp | 41.46%-32.7pp |
| Employer contribution / active EE | $6,233 | $3,175+96.3% | $2,850+118.7% | $4,869+28.0% |
| Participant deferral / active EE | $3,693 | $3,901-5.3% | $3,517+5.0% | $5,287-30.2% |
| Admin fee / account holder | $1,797 | $5,263-65.9% | $4,510-60.2% | $10,133-82.3% |