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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,165 | $48,011+48.2% | $63,803+11.5% | $82,637-13.9% |
| Participation rate | 67.9% | 66.6%+1.3pp | 72.7%-4.8pp | 68.1%-0.2pp |
| Annual return | 26.63% | 19.84%+6.8pp | 543.72%-517.1pp | 53.51%-26.9pp |
| Employer contribution / active EE | $1,768 | $1,904-7.1% | $2,532-30.2% | $2,552-30.7% |
| Participant deferral / active EE | $5,117 | $2,846+79.8% | $3,843+33.2% | $4,126+24.0% |
| Admin fee / account holder | $1,168 | $3,873-69.9% | $5,196-77.5% | $7,339-84.1% |