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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,742 | $85,206-36.9% | $172,745-68.9% | $72,986-26.4% |
| Participation rate | 75.0% | 70.1%+4.9pp | 82.6%-7.6pp | 69.5%+5.5pp |
| Annual return | 0.00% | 27.32%-27.3pp | 802.90%-802.9pp | 81.01%-81.0pp |
| Employer contribution / active EE | $0 | $3,325-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,538 | $3,260-22.1% | $5,197-51.2% | $3,607-29.6% |
| Admin fee / account holder | $3,751 | $5,883-36.2% | $13,954-73.1% | $5,124-26.8% |