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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,874 | $199,109-52.9% | $173,730-46.0% | $154,746-39.3% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 11.50% | 20.02%-8.5pp | 19.96%-8.5pp | 172.34%-160.8pp |
| Employer contribution / active EE | $2,075 | $5,311-60.9% | $4,577-54.7% | $4,379-52.6% |
| Participant deferral / active EE | $5,031 | $7,113-29.3% | $6,326-20.5% | $6,730-25.3% |
| Admin fee / account holder | $3,892 | $20,916-81.4% | $17,523-77.8% | $14,365-72.9% |