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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,486 | $149,679+22.6% | $117,039+56.8% | $147,586+24.3% |
| Participation rate | 85.7% | 83.5%+2.2pp | 77.2%+8.5pp | 82.8%+2.9pp |
| Annual return | 27.15% | 19.31%+7.8pp | 18.95%+8.2pp | 578.59%-551.4pp |
| Employer contribution / active EE | $3,377 | $4,937-31.6% | $3,785-10.8% | $4,876-30.7% |
| Participant deferral / active EE | $7,207 | $4,912+46.7% | $3,929+83.4% | $5,439+32.5% |
| Admin fee / account holder | $352 | $7,856-95.5% | $5,974-94.1% | $10,886-96.8% |