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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,462 | $157,304-17.1% | $141,197-7.6% | $152,909-14.7% |
| Participation rate | 92.3% | 84.8%+7.5pp | 82.5%+9.8pp | 82.5%+9.9pp |
| Annual return | 22.90% | 64.34%-41.4pp | 71.41%-48.5pp | 345.46%-322.6pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,156 | $7,111-83.7% | $6,710-82.8% | $5,851-80.2% |
| Admin fee / account holder | $4,771 | $12,126-60.7% | $10,265-53.5% | $11,601-58.9% |