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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,594 | $77,901-68.4% | $149,717-83.6% | $75,181-67.3% |
| Participation rate | 72.9% | 65.6%+7.3pp | 78.8%-5.9pp | 67.2%+5.7pp |
| Annual return | 15.54% | 31.73%-16.2pp | 134.41%-118.9pp | 160.69%-145.1pp |
| Employer contribution / active EE | $1,628 | $3,137-48.1% | $4,820-66.2% | $2,671-39.0% |
| Participant deferral / active EE | $3,300 | $3,411-3.3% | $5,682-41.9% | $4,126-20.0% |
| Admin fee / account holder | $2,030 | $5,949-65.9% | $13,213-84.6% | $5,650-64.1% |