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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,918 | $91,517-85.9% | $101,271-87.2% | $73,412-82.4% |
| Participation rate | 98.1% | 73.8%+24.3pp | 75.8%+22.3pp | 72.2%+26.0pp |
| Annual return | 15.78% | 17.17%-1.4pp | 46.48%-30.7pp | 59.30%-43.5pp |
| Employer contribution / active EE | $2,945 | $2,877+2.4% | $3,660-19.5% | $2,234+31.9% |
| Participant deferral / active EE | $399 | $3,338-88.0% | $4,371-90.9% | $3,806-89.5% |
| Admin fee / account holder | $69 | $216-68.2% | $5,948-98.8% | $158-56.6% |