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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,416 | $150,446-69.8% | $136,297-66.7% | $147,585-69.2% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 17.91% | 1049.14%-1031.2pp | 5156.19%-5138.3pp | 578.58%-560.7pp |
| Employer contribution / active EE | $2,078 | $5,256-60.5% | $4,696-55.7% | $4,876-57.4% |
| Participant deferral / active EE | $3,720 | $6,631-43.9% | $6,247-40.5% | $5,439-31.6% |
| Admin fee / account holder | $2,997 | $10,906-72.5% | $9,244-67.6% | $10,886-72.5% |