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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,206 | $135,956-75.6% | $123,894-73.2% | $273,972-87.9% |
| Participation rate | 56.5% | 84.1%-27.5pp | 81.4%-24.9pp | 83.0%-26.5pp |
| Annual return | 7.00% | 56.63%-49.6pp | 47.52%-40.5pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,218 | $5,170-57.1% | $4,617-52.0% | $4,869-54.4% |
| Participant deferral / active EE | $3,482 | $6,343-45.1% | $5,984-41.8% | $5,287-34.1% |
| Admin fee / account holder | $696 | $9,817-92.9% | $8,357-91.7% | $10,133-93.1% |