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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,078 | $171,867-25.5% | $149,716-14.5% | $147,585-13.2% |
| Participation rate | 92.9% | 88.2%+4.7pp | 87.1%+5.8pp | 82.8%+10.0pp |
| Annual return | 18.19% | 2113.36%-2095.2pp | 1501.67%-1483.5pp | 578.58%-560.4pp |
| Employer contribution / active EE | $7,737 | $6,275+23.3% | $5,444+42.1% | $4,876+58.7% |
| Participant deferral / active EE | $11,829 | $7,270+62.7% | $6,568+80.1% | $5,439+117.5% |
| Admin fee / account holder | $1,141 | $13,799-91.7% | $11,282-89.9% | $10,886-89.5% |